In the constantly changing world of cryptocurrency, it is becoming more clear to differentiate between meme coins and utility coins. While meme coins like Dogecoin (DOGE) initially gained attention for their viral popularity, utility coins such as Retik Finance (RETIK) are becoming more popular for their practical uses and tangible value in the real world. This article will examine why there has been a shift in focus from Dogecoin to Retik Finance, emphasizing the benefits of utility coins in the cryptocurrency market. Dogecoin, originally created as a playful joke inspired by an internet meme, rapidly became popular because of its viral nature and community-driven values. Despite where it came from, Dogecoin has transformed into a well-known digital currency with a dedicated fan base. However, some have raised concerns about its usefulness and sustainability in the long run because it has little intrinsic value and limited practical uses outside of being used as a digital currency for small online transactions and charitable giving. In contrast, Retik Finance (RETIK) represents the growing trend of utility coins focusing on practical purposes and application in real-life situations. Retik Finance (RETIK) provides a wide range of DeFi solutions, such as AI-driven peer-to-peer lending, multi-chain non-custodial DeFi wallets, and intelligent cryptocurrency payment gateways. Retik Finance seeks to revolutionize the finance industry by utilizing cutting-edge technology and a collaborative community strategy to connect traditional banking systems with decentralized finance.