Right now, the top crypto to buy options have pretty much narrowed down to XRP and XLM, especially…

Right now, the top crypto to buy options have pretty much narrowed down to XRP and XLM, especially as Ripple Labs is reportedly considering an acquisition of Circle, which is, of course, the company behind the USDC stablecoin. This potential deal has, at the time of writing, sparked quite a bit of interest in cryptocurrency markets, and this is also happening alongside growing dedollarisation trends in various regions.

Also Read: Ripple: Can XRP Reclaim $3 If Bitcoin Hits $110,000?

How XRP and Stellar Lead the Payments Revolution Against Traditional Banking Systems

XRP and Stellar have emerged as perhaps the top crypto to buy for investors who are primarily focused on payment solutions and alternatives. These cryptocurrencies actually offer much faster settlement times and also significantly lower fees when compared to traditional banking systems, which can be quite slow and expensive.

1. XRP’s Price Action Following Acquisition Rumors

XRP has, in recent days, seen some really significant price volatility following all of the Circle acquisition rumors, with an impressive 20.55% increase that has essentially pushed it above the $3 mark.

A recent report stated:

“The potential Circle acquisition by Ripple Labs represents a strategic move that could fundamentally alter the stablecoin market.”

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2. Stellar’s Performance as a Top Crypto to Buy

Stellar (XLM), which many often consider Ripple’s closest competitor in many ways, currently shows what appears to be a triangle pattern formation that seems to suggest a potential breakout, making it another top crypto to buy for strategic investors who are looking for growth opportunities.

Investment Implications for Crypto Portfolios

For investors who are actively seeking the top crypto to buy now, XRP certainly presents some interesting opportunities if the acquisition actually proceeds as expected, while XLM offers an alternative option in the payments space. Both of these cryptocurrencies position themselves as solutions for cross-border transactions, and they also address some of the dedollarisation concerns that have been growing in certain markets.

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Ripple’s ongoing regulatory challenges have been somewhat counterbalanced by their expanding institutional partnerships and connections. Similarly, various financial institutions have also adopted Stellar for international payments and transfers.

At this point in time, XRP and XLM remain the top crypto to buy for investors who are specifically looking at payment solutions with strong institutional backing and support. Their current prices seem to reflect a growing confidence in blockchain-based payment systems despite the usual market volatility and uncertainty that tends to characterize this space.